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Competitive interest rate then pass that best bank account for long term savings account is best savings. Savings accounts are second only to checking accounts in liquidity and accessibility.
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Some banks will allow you to make ATM withdrawals from these accounts.
If neither of those stipulations work for you, you can also join an eligible organization, though a donation to that organization may also be required.
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This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy.